Statement intelligence

Turn bank statements into financial intelligence.

FLVXtract reads PDF bank statements and gives your team the credit signals, fraud flags, and income data to decide with confidence.

99.2%
Accuracy
On extraction, every time
<5m
Processing
From upload to decision
PDF
& Digital
Scanned or e-statement
100%
Consent-based
Privacy first, always
Sample output
Statement Analysis
Sample Statement · Jan to Dec 2024
Processed in <5 min
Avg. Income
₦842k
↑ Stable
DSCR
1.42
↑ Good
Credit Grade
B+
Above avg.
Fraud Risk
Low
0 flags
AI Decision
Eligible for up to ₦2.5M, low-risk profile confirmed
Parsed Transactions · March 2025
Salary Credit
5 Mar · EMPLOYER
+₦380,000
Income
UBA Transfer
8 Mar · POS
−₦45,000
Bills
Food & Dining
12 Mar · ATM
−₦18,500
Food
Loan Repayment
15 Mar · TRANSFER
−₦60,000
Loan
248 transactions parsed 100% categorised
Transaction Intelligence

Every line.
Every category.
Automatically.

FLVXtract extracts and classifies every debit, credit, and balance entry from any bank statement — scanned or digital — with 99.2% accuracy.

30+ categories · Instant JSON output
View API docs
Credit Intelligence

Credit decisions.
In under 5 minutes.

From raw PDF to a full credit picture: DSCR, affordability ratio, behavioural grade, and income stability score, ready to plug into your lending engine.

1.42
Average DSCR
Across approved applications
87%
Approval accuracy
vs. manual review baseline
Book a demo
B+
Credit Grade
Income Stability 92%
Debt Ratio 34%
Repayment History 88%
Recommended limit: ₦2.5M
Fraud Scan
Clear
Document integrity verified
No balance inflation detected
Transaction velocity normal
Income source consistent
Unusual ATM cluster Review
4 / 5
Checks passed · Low risk
Fraud Protection

Fraud that never
reaches your team.

Our models flag document tampering, salary inflation, balance manipulation, and suspicious transaction clusters before a human ever opens the file.

Runs on every statement, automatically
See it in action
Pricing

Simple, transparent pricing.

Start free. Scale when you're ready.

Business & Enterprise
Custom
Volume-based · White-glove onboarding
Book a demo
  • All extraction features
  • Credit scoring + DSCR
  • Fraud detection suite
  • Webhooks + team accounts
  • Dedicated infrastructure
  • SLA + priority support
Built for teams at scale.

Whether you're processing 100 or 100,000 statements a month, pricing adapts to your volume. No surprises.

Lending & Credit
Automate creditworthiness assessment
KYC & Compliance
Income verification at onboarding
BNPL & Salary Advance
Real-time income & affordability checks
Free
₦0
3 statements / month
Get started
  • Spending breakdown
  • Income summary
  • Subscription tracker
POPULAR
Plus
₦7,500
per month
Get Plus
  • Everything in Free
  • Unlimited statements
  • AI financial advisor
  • Credit health score
  • Burn rate alerts
Premium
₦18,000
per month
Get Premium
  • Everything in Plus
  • Multi-bank analysis
  • Budget planning tools
  • Priority support
Get started

Automate your
financial due diligence.

Join the fintechs using FLVXtract to make faster, more accurate lending decisions with less manual work.

No credit card required · Free tier available · Cancel anytime