Upload your bank statement. In seconds, see a clear picture of your spending, savings, and financial health, then ask our AI anything about your money.
Start free with 3 statements/month. No card needed.
No setup. No complicated forms. Just upload and go.
Download your statement PDF from your bank app (GTBank, Access, UBA, Zenith, First Bank, any Nigerian bank) and upload it here. Takes less than a minute.
Our AI reads your statement, sorts every transaction into categories, calculates your income, spending, savings, and gives your finances a health score, in about 30 seconds.
See your full picture: spending by category, money in vs out, savings rate, financial health grade. Then ask our AI Advisor anything: "Where am I overspending?" or "Can I afford to save ₦50k next month?"
Built for people who want to understand their money without becoming a finance expert.
Every transaction gets sorted automatically: food, transport, rent, airtime, transfers. See your real spending broken down clearly, not just a list of bank codes.
Get a simple A–F grade on your financial health. No jargon, just a clear, honest summary of how well you're managing your money and what to improve.
Ask your Advisor anything about your money and get answers based on your actual transactions, not generic advice.
Where am I overspending this month?
You spent ₦148k on food, which is 24% of your income. The average for your income level is around 15%. Cutting back by ₦50k/month would save ₦600k a year. 🎯
We never sell your data. If a bank or lender wants to see your statements, you choose whether to share, and you can revoke access at any time with one tap.
Applying for a loan? Share your statements directly with your lender in one tap. No printing, no emailing PDFs, no stress.
Export all your transactions as Excel, CSV, or PDF whenever you need them, for your accountant, tax return, or personal records.
Most of us don't have a financial advisor. FLVXtract's AI looks at your actual transactions and gives you real, honest answers, not generic tips you've already heard.
Where is most of my money going?
Looking at your last 3 months, your top 3 spending areas are:
Food alone is 24% of your monthly income. Want tips on reducing it?
Yes please, how do I save more?
Based on your patterns, here's what would make the biggest difference...
No hidden costs. Cancel anytime. We earn your trust before we ask for payment.
See if it works for you
A full year of financial clarity
/ month
Manage your plan anytime inside the app under Settings → Billing. Cancel with one click.
Everything you're probably wondering.
Yes. Your statement data is encrypted, stored securely on Google Cloud, and never sold to anyone. We only share your data with specific businesses if you explicitly approve it, and you can revoke access at any time.
We support 50+ Nigerian banks including GTBank, Access Bank, UBA, Zenith Bank, First Bank, FCMB, Stanbic IBTC, Sterling Bank, Polaris, Fidelity, and many more. If your bank issues a PDF statement, it will work.
Log into your bank's mobile app or internet banking, go to Statements or Account History, and download a PDF for the period you want. Most Nigerian bank apps let you do this in under 2 minutes.
Absolutely not. We never ask for your bank username or password. You simply download your statement PDF from your bank yourself and upload it to FLVXtract. We only see what you give us.
We achieve 99%+ accuracy on transaction extraction. Categories are AI-assigned and occasionally may need a tweak, but the totals and your financial picture will be accurate.
Yes, cancel any time from Settings → Billing inside the app. No questions asked, no cancellation fees. You keep access until the end of your current billing period.
Upload your first statement in 30 seconds. No credit card, no setup. Just clarity.
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