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Monthly Summary
March 2025 · UBA
Analysed
Income
₦385k
↑ +12%
Spent
₦241k
↑ +5%
Saved
₦144k
37% rate
Food & Groceries₦68k · 28%
Transport₦41k · 17%
Subscriptions₦18k · 7%
<5m
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30+
Spending categories
Automatically detected
Where your money went · Feb 2025
Food & Dining
₦72k · 30%
Bills & Utilities
₦55k · 23%
Transport
₦38k · 16%
Shopping
₦29k · 12%
Savings
₦46k · 19%
Total transactions 183 categorised
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Fx Advisor
Based on your March 2025 data
Why did I spend more this month?
Your food & dining jumped ₦14k from last month — 3 restaurant transactions account for most of it. Everything else is within your normal range.
Can I afford a ₦50k loan repayment?
Based on your ₦385k income and ₦241k spending, you have ₦144k spare. A ₦50k repayment would leave you ₦94k — that's tight but manageable.
Credit Health Score
78
/ 100
Good standing
Savings rate37% ↑
Debt burdenLow
Income consistencyStable
Spending controlReview
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